As an independent insurance agency, our goal is to assist you with all your insurance needs, but we believe our role involves more than simply "selling" an insurance policy. At ICI, we work very closely with you to first identify your true exposure to loss and to explore alternative ways of addressing your risk. We will then develop a strategy to either eliminate or minimize that risk. The purchase of insurance may provide the most effective and economical solution but in some cases, simple risk management techniques may be recommended as the best solution. We see our role as that of being your "out-sourced" risk management/insurance department, working closely with you or the management of your organization to offer practical and workable solutions to your exposure to loss. Our goal is to help you manage and plan for all your potential risks. 

Timely service, whether it is in response to an insurance claim, a request for an insurance certificate from a third party, making changes to your policies or a general question, is the most important value we offer you. Today, it can be difficult to find someone who will return your calls and simply "shoot straight" with you. At ICI we are dedicated to do both and will always return your call promptly. While we would always prefer to deliver good news, unfortunately we are sometimes called upon to address issues that are not always pleasant. In times like these, rather than procrastinating and avoiding the inevitable, we are committed to handling the tough issues that all businesses face and we will take action with you, serving as a concerned advocate and trusted adviser.

We have always subscribed to the belief that if we can help you "win", we will also win. We are an organization dedicated to our clients and their success!

Agency History

Insurance Coverage, Inc. was founded July 1, 1977 in Birmingham, Alabama. Since that time, we have learned a great deal about how to serve our clients. We serve our clients' insurance and risk managment needs in Alabama, Arkansas, Florida, Georgia, Tennessee, Texas and throughout the Southern United States. Whether you are a Manufacturing Company, a Bank or Credit Union, Construction Firm or Law Firm, we have the knowledge and experience to assist you with your insurance coverage needs. We work with a wide variety of businesses, providing Property Insurance, General Liability Insurance, Workers Compensation Insurance, Directors & Officers Liability Insurance and Commercial Umbrella Liability Insurance. We design insurance programs and policies around your specific insurance needs.

If you are an aircraft owner and need aircraft insurance, ICI Aviation Insurance can help. We specialize in Aircraft Insurance and Aviation Insurance and we have the access to aviation insurance & aircraft insurance markets, needed to deliver the broadest coverage at the most competitive prices available in today's aviation insurance marketplace. Our aviation insurance and aircraft insurance specialty programs include all makes and models of aircraft and all types and sizes of aviation businesses. We provide Aircraft Liabilty Insurance, Aircraft Physical Damage Insurance or Hull Insurance & many other insurance programs for the aviation account. No matter what the size, type or complexity of your aircraft, we have the expertise to deliver aircraft insurance coverage solutions that will fit your unique needs and budget. If you are a pilot and need pilot life insurance, we can assist with life insurance policies that provide true 24 hour coverage and do not contain exclusions for your flying activities. Please visit our Aviation Insurance Link for more information. You may also complete our online questionnaire for an aircraft insurance quote or a pilot life insurance quote. If you prefer, simply give us a call Toll Free @ (866) 942-1977 and we'll take it from there!

Insurance Coverage, Inc. also offers personal insurance services and serves our clients in Birmingham, Alabama and other cities in Alabama. We can also assist with secondary or vacation homes in Alabama, Florida, Georgia, Tennessee and other Southern States. Our experienced and friendly service team of professionals stands ready to assist you with all your personal insurance needs. Typical policies, include Homeowners Insurance, Personal Auto Insurance (Car Insurance), Collector Car Insurance or Vintage Vehicles, ATV or RV Insurance, Personal Umbrella Policies, Boat Insurance and Personal Watercraft Insurance. Our goal is to assist you with all your personal risk management needs and to utilize our many sources to help you no matter your insurance needs or issues.