Workers Compensation

Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

No matter what your Workers Comp situation is at present, we can offer a thorough review of your Workers Comp program. We work closely with you and your staff to review past claims, monitor reserves set by your insurance company, review experience modification calculations and assist with complex claims. We act as a resource to assist with Workers Comp audits and assist you in assuring that your audit is performed fairly and accurately. While the market for and environment of Workers Comp has improved dramatically over the years, there is still the need for periodic review and oversight. Insurance Coverage, Inc. is ready and willing to go to work on your Workers Comp Program.

Workers’ Compensation provides for the payment of four types of benefits:

Medical benefits
Income benefits
Death benefits
Rehabilitation benefits

One of our experienced staff can provide you with complete details on Workers’ Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.